Risk Disclosure

Please read this disclosure carefully before making any investment decision.

Last updated: October 2026

Important Notice

Investing in alternative investments, venture capital, and digital assets involves significant risk, including the possible loss of your entire investment. Past performance is not indicative of future results. This disclosure does not constitute financial advice.

1. General Investment Risks

All investments carry risk. The value of investments can go down as well as up. Safa Global and its subsidiary entities make no guarantees regarding investment returns or capital preservation.

You should only invest capital that you can afford to lose. Before investing, seek independent financial, legal, and tax advice suited to your personal circumstances.

2. Venture Capital and Private Equity Risks

Illiquidity: Investments in private companies are illiquid with no secondary market and no guaranteed exit.
Long horizon: Venture capital returns typically take 5-10+ years to materialize, if at all.
Portfolio company failure: Portfolio companies may fail, reducing or eliminating investment value.
Dilution: Future funding rounds may significantly dilute existing shareholders.

3. Digital Asset and Token Risks

Regulatory uncertainty: The regulatory environment for digital assets is evolving rapidly and may adversely affect token value or transferability.
Technology risk: Blockchain and smart contract technology carries risks including software bugs, exploits, and protocol failures.
Asset backing: STAC is designed to be backed by Safa Global Capital's planned reserve and the group's real assets. It is not a fund unit, and how it is classified under EU law awaits counsel's opinion. Its value would track the strength of SGC and the platform and could fluctuate.
Custody: Loss of private keys or access credentials may result in permanent token loss.

4. Currency and Geopolitical Risks

Safa Global operates across several countries, including Malta, Ireland, Estonia, the Netherlands, Italy, Qatar, Saudi Arabia, Mexico, and China. Investments may be subject to currency fluctuation, political instability, regulatory changes, taxation differences, and varying legal frameworks. International diversification does not eliminate these risks.

5. Ethical and Islamic Financial Regulation

Safa Global designs its instruments with reference to AAOIFI standards and plans to have each reviewed before issue by an independent adviser on ethical and Islamic financial regulation, appointed through the Safa Global Foundation. No adviser has been appointed yet. Investors should make their own assessment; scholarly opinions may vary across jurisdictions and may change over time.

6. Regulatory Status

Safa Global Ventures (Mexico), the Safa Global Foundation (Qatar Financial Centre), and Safa Global Capital (Malta) are in formation. Safa Global Capital holds no authorisation from the Malta Financial Services Authority or any other regulator; it will apply for the authorisations its activities need. How STAC is classified under EU law is the subject of a counsel opinion that is still pending. Nothing is offered today, and no product will be offered until the required authorisations are granted. Always verify the current regulatory status of any entity before committing capital.

7. No Investment Advice

Nothing on this website constitutes investment, financial, legal, or tax advice. All information is provided for informational purposes only. Always seek independent professional advice before making investment decisions.

8. Forward-Looking Statements

This website contains forward-looking statements regarding plans, projections, and expectations. These statements are based on current assumptions and are subject to risks. Actual results may differ materially from those expressed or implied.

9. Availability

No STAC, Sukuk, or Founders Round subscription is open, and no entity of the group holds a financial-services authorisation. Safa Global Ventures takes subscriptions only by private placement, by personal invitation, from eligible investors. Membership of Maison Safa (maison.safa.mx), the group community, is a consumer membership open globally where lawful; it is not an investment and gives no rights or priority in any instrument.

If an offering is ever authorised, its own documents will state who may invest and from where. STAC will not be available to US persons.

10. Contact

For questions about this Risk Disclosure, contact us at legal@safa.mx.